All Posts in "Summer Kirby"

Zero Interest Home Improvement Loans

Home improvement projects can be costly, and zero interest home improvement loans can help you finance your plans. The most common home improvement loan types are home equity loans and FHA 203(k) loans. Although they aren’t zero interest loans, they do have a few other disadvantages. As with all loans, the origination fee can be up to 4.75 percent, and in some cases, there may be insufficient funds fees or late fees. The APR can also be high, with rates starting at 9.95 percent.

Wells Fargo

There are several ways to get zero interest home improvement loans. You can apply online or through the phone, but you must be a current customer of Wells Fargo. You cannot apply for these loans at a branch. You can also try out their new chatbot to get more information about the process. They also have a mobile app that is highly rated (4.8 stars on Apple and Google Play). The money is available as early as the next business day.

This home improvement loan from Wells Fargo offers a zero percent interest rate and a three-year term. The loan amount can be from three to ten thousand dollars, and there’s no origination fee. These loans can be used for a variety of home improvement projects, including kitchen remodeling, HVAC replacement, and more.

Avant

Before applying for an Avant zero interest home improvement loan, be sure to understand the application process. The application is simple and requires only basic personal information. If your application … READ MORE >>>

Summer Kirby by — September 29, 2022 in Home Improvement Loans
The Right Order of Remodeling a Room

To remodel a room the right way, you should start with sketches and a clear idea of what you want. You should also make sure that you have the budget to fund the project and apply for all the necessary permits. Once you’ve done this, you should find a remodeling contractor. You can also apply for a building permit, which the contractor will usually take care of for you.

Master planning

Before you start any remodeling project, it’s vital to do some master planning. A master plan is a blueprint that considers your current needs and future needs. For instance, if you’re planning on adding a room to your home, keep in mind that you may want to make it more child-friendly in the future. In this case, you may want to turn the guest bedroom into a playroom for your kids, or split it into two smaller rooms. Either way, make sure to include space for one full-sized bed.

The process of master planning should involve many stakeholders. For example, you’ll want to include those who will use the space most, work, worship, and spend time in the facility. This way, you can create a facility that fits all aspects of your organization.

Choosing which room to remodel first

When deciding which rooms to remodel, consider the layout of your home and the purpose of your renovation. For example, if you love to cook and entertain, renovate the kitchen first. If you’re expecting a baby, consider remodeling the nursery. … READ MORE >>>

Summer Kirby by — September 22, 2022 in Renovation
Small Kitchen Decorating Ideas

Less is more in a small kitchen

If your kitchen is small, you can maximize its space by using contrasting colors and textures. For example, a light-colored backsplash with a dark gray accent will draw the eye. You can also add bookshelves on the walls to create visual interest. Open shelves against a textured wall create a warm, rustic feel and can help distract from the lack of space.

Bright colors

Bright colors enlarge a small kitchen, making it feel more spacious. Consider using a bright shade of paint on the walls and cabinetry. This will give the room a welcoming feel during the day and set the mood at night. Yellow is the perfect color for small kitchens, since it can be used on both the walls and the cabinetry. Add yellow dishware and powder-coated barstools to brighten up the room. Another idea is to paint the doors of one cabinet or the pantry door in a bright shade.

Plants

A small kitchen can still have a stylish design with the addition of plants and colorful accessories. You can also use paint or open shelving to create a more spacious and airy look. Avoid crowding your kitchen with too many pots or items. Instead, consider adding some potted plants.

Vertical shelves

Vertical shelves in a small kitchen are an excellent way to maximize storage space. You can run them up and down the wall or even install them at a slight angle. This way, you can make use of … READ MORE >>>

Summer Kirby by — September 14, 2022 in Kitchen Ideas
Costs of Remodeling a Small Bathroom

There are several factors to consider when remodeling a small bathroom. First of all, it is important to be realistic about your budget. Whether you have the time and equipment to complete the project on your own, or hire someone to do the work, you should evaluate your budget and compare contractor estimates. If you are planning to do the remodeling yourself, you should have the necessary tools and time to complete the project.

Cost of remodeling a small bathroom

There are many factors to consider when determining the cost of remodeling a small bathroom. The size of the bathroom, the number of plumbing fixtures and the square footage all affect the cost. In addition to materials, labor costs can be expensive. However, if a homeowner knows what they are doing, they can save money on the labor costs by performing most of the work themselves.

The average cost of remodeling a small bathroom is approximately $6,500. However, this cost can vary widely depending on the type and location of your bathroom. While labor costs are mostly constant, the cost of materials can make a huge difference.

Cost of tile

The cost of tile for a small bathroom remodel depends on what you choose. Whether you go for a classic or modern style, you can find tiles that fit your budget and style. Most tile flooring options range from two to twelve dollars per square foot. For example, a midrange, stylish hexagon ceramic mosaic tile will cost around $7. If … READ MORE >>>

Summer Kirby by — September 5, 2022 in Bathroom Remodel
Small Home Renovation Contractors

The first step in hiring a small home renovation contractor is to make sure the company is licensed and insured. Next, you should ask about the contractor’s experience and past work. You should also request a detailed list of all the services he or she will provide, a timeline and a schedule, and if any permits are needed. The contract should also contain an outlined process in case of disagreements or changes. Finally, it should include a termination clause.

Licensing requirements for small home renovation contractors

If you’re looking to start your own small home renovation company, it’s important to know the licensing requirements for small home renovation contractors in your area. This will help ensure that you’re hiring a reputable company. Some states require remodeling contractors to obtain a business license, while others do not. These licensing agencies are there to protect consumers and keep out bad apples.

Before hiring a contractor, ensure that they have the proper licenses and insurance. If a contractor doesn’t have a license, you may not be able to get the compensation you deserve. If you don’t have a license, you could be liable for criminal and civil penalties.

Costs of hiring a contractor

Hiring a general contractor for your home renovation project will cost you anywhere from 10 to 20 percent of the total budget. This includes the labor rate, materials, permits, and any subcontractors. It’s important to obtain several estimates before signing a contract, and to present a detailed to-do list to … READ MORE >>>

Summer Kirby by — August 30, 2022 in Remodeling